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Capital Stable
This is a new investment option which was introduced from 1 October 2008.
- Growth 35%
- Defensive 65%
Investment Objectives
To provide returns over time from a portfolio that invests in a number of asset classes favouring defensive assets and a moderate allocation to growth assets. CPI plus 2% over 5 rolling years.
| Credit Rates | Performance |
|---|---|
| 30 June 2009 | -3.15 p.a. ** |
| 5 year average* | -3.15% p.a. |
Strategic Asset Allocations
Suggested investment period
2 to 5 years
Risk of negative return
1 in 20 years
Type of investor this would suit
Investors with a relatively short investment horizon whose main concern is capital preservation. The moderate allocation to growth assets will be suitable for conservative investors that want a bit of growth in the their portfolio over the medium term.
* Average is the compound average of the crediting rates over the past 5 years or shorter where the option was introduced from a later date. CPI over the same 5 year period averaged 2.92% p.a.
**Returns are for the period from 1/10/08 to 30/6/09
^ Figures in brackets denote allowable range for asset allocation.
Past Performance is not a reliable indicator of future performance
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