SPEC Super - generating wealth An Industry SuperFund

SPEC Super is an Industry super fund which has been operating over 21 years for people working in the electro-technology and allied industries.  SPEC Super now offers membership to the self-employed, contractors, spouse and family and friends of members.

 

SPEC Super is a "profit for members" superannuation fund - which means fees are kept to a minimum and no commissions are paid to any person.

 

The management of SPEC Super's Trustee company is the responsibility of five (5) Directors.  Two have been nominated by the Electrical and Communications Association Queensland (E.C.A.) and two by the Communications, Electrical and Plumbing Union (C.E.P.U.). One independent trustee makes up the total of five.

 

SPEC Super offers membership to:

 

1.  Employer Sponsored members

If you are employed by an Employer in the electro-technology and allied industries you are eligible to join the SPEC Select division of SPEC Super.

 

For a copy of the SPEC Select Product Disclosure Statement, please click here.

 

2.  Self-employed, contractors, spouse and family and friends

SPEC Super offers membership to the self-employed, contractors, spouse and family and friends of members.

 

For a copy of the SPEC Personal Product Disclosure Statement, please click here.

 

3.   People approaching Pre and Post Retirement

SPEC Super offers pension products for people seeking a flexible and regular retirement income stream.  Whether you are still working and want access to your superannuation benefits to supplement your income, or you have fully retired and want an income during retirement, SPEC Super has pension options to suit you.

 

For a copy of the SPEC Pension Product Disclosure Statement, and SPEC Pension Supplementary PDS please click here.

 

 

Check out SPEC Super's benefits below:

 

SPEC Super offers the choice of seven member investment choice options:

• Balanced
• Capital Stable
• Growth (High Risk)
• Cash
• Cash Enhanced
• Australian Shares
• International Shares

 

SPEC Super provides competitive insurance benefits for Death, Total and Permanent Disablement and Income Protection.

 

SPEC Super has low administration costs and has provided solid long term returns.

 

Member Online - Need to know how much super you have? Member Online is a free and easy service available for SPEC Super members, which enables access to your personal superannuation account details.

 

SPEC Super offers members access to personal financial advice in relation to superannuation.

 

You can remain a member of SPEC Super even if you change employers or cease employment.

 

Pension products for pre and post retirement.

 

SPEC Super has excellent ancillary benefits for members

• Banking through ME Bank, (including home loans, MasterCards, personal loans and savings accounts).
• Discounted private health insurance through Manchester Unity.

You can make additional member contributions "free" of charge.

 

If you are considering whether SPEC Super is the right super fund for you, we encourage you to make a direct comparison with any alternative fund you may be looking at.  Spending a few minutes making this comparison may help you decide on your best option.

 

We recommend you download a form to assist you in comparing SPEC Select or SPEC Personal.

 

It is important to be fully informed of all the fees and charges that can eat into your savings, the investment performance of the fund and any additional benefits that you may have access to. This way you can be in a position to increase your super.  Please feel free to contact us if you have any questions about these tables.